Terms of use
Effective Date: April 2025
Effective Date: April 2025
Welcome to Bheja.ai. These Terms of Use govern your access and use of our platform. By using Bheja.ai, you agree to these terms. If you do not agree, please do not use our services.
Bheja.ai, AI-driven home loan product matching by analysing financial data and lender offers. We do not provide financial advice, guarantee loan approvals, or offer lending services.
Bheja.ai operates as a technology platform and is not a licensed financial service provider under the Australian Securities and Investments Commission (ASIC). Any home loan applications and approvals are subject to the policies of third-party lenders and the National Consumer Credit Protection Act 2009 (NCCP Act).
By using Bheja.ai, you agree to:
Bheja.ai complies with the Australian Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
For any concerns regarding our services, contact us at ask@bheja.ai. We aim to resolve disputes through good-faith negotiations. Unresolved disputes may be escalated to the Australian Financial Complaints Authority (AFCA) for independent resolution.
Bheja.ai is not responsible for any financial decisions made based on our product matching. We are not liable for any indirect, incidental, or consequential damages resulting from the use of our platform.
We reserve the right to suspend or terminate access to our platform if any user violates these terms of Use or engages in prohibited activities.
These Terms are governed by the laws of Australia. Any disputes arising from the use of Bheja.ai will be subject to the jurisdiction of Australian courts.
We may update these Terms of Use at any time to reflect changes in our services or legal requirements. Significant updates will be communicated to users via email or through our platform.
If you have any questions or concerns about these Terms of Use, please contact us at: ask@bheja.ai
By using Bheja.ai, you acknowledge that you have read, understood, and agree to these Terms of Use.