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The "Rate Cut" Party is Over. Why 2026 Might Be the Year of the Hike.

The "Rate Cut" Party is Over. Why 2026 Might Be the Year of the Hike.

4 mins readDecember 22, 2025
RBA Cash Rate

RBA Cash Rate

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AI home loan assistant

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How will APRA’s "Quiet Cap" affect your next home loan?

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Buying Property with Friends or Family in Australia

Buying Property with Friends or Family in Australia

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Home loan advice for busy professionals

Home loan advice for busy professionals

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Mortgage planning for dual-income families

Mortgage planning for dual-income families

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What is Debt Recasting in Australia?

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Why Bheja.ai chose Green Hosting?

Why Bheja.ai chose Green Hosting?

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RBA Holds Cash Rate at 3.60%, But here’s why homeowners shouldn’t stay still

RBA Holds Cash Rate at 3.60%, But here’s why homeowners shouldn’t stay still

3 mins readNovember 4, 2025
What is a mortgage offset account?

What is a mortgage offset account?

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Mortgage Broker vs Bank

Mortgage Broker vs Bank

15 mins readOctober 17, 2025
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Credit Representative Warning & Disclaimer

Bheja Group Pty Ltd (ABN 31683827938), trading as Bheja.ai, is a Corporate Credit Representative (CR 570637) of Purple Circle Financial Services Pty Ltd (ACL 486112). Bheja.ai acts as a mortgage broker and provides information about credit products. While we compare a wide range of products from our panel of lenders, we do not compare all products or issuers available in the Australian market.

General Advice Warning The information on this website (Bheja.ai) and related social media channels is general in nature and does not take into account your personal objectives, financial situation, or needs. It is not intended to be financial, legal, or tax advice. Before making any decision, you should consider whether this information is appropriate for you and review the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) from the product issuer. We recommend seeking independent advice from a qualified professional before acting on any information.

Accuracy & AI Disclosure We are committed to providing accurate and compliant information. To support this, our Editorial Guidelines ensure validation of content. However, rates, fees, and product details are subject to change without notice and should be confirmed directly with the credit provider. This website utilises Artificial Intelligence (AI) to facilitate natural language interactions and generate content elements; however, all financial advice provided directly by our brokers is subject to responsible lending obligations.

Liability & Commissions Bheja.ai may receive a commission from lenders when you settle a loan through us. These commissions are fully disclosed in our Credit Guide and do not influence the objectivity of our comparisons. To the extent permitted by law, Bheja Group Pty Ltd disclaims liability for any errors, omissions, or losses arising from the use of this website.

Bheja Group Pty Ltd trading as Bheja.ai

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Bhaja.ai is a corporate authorised as a credit representative (CR 570637) of Purple Circle Financial Services Pty Ltd (ACN 611 305 170)

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