Does this affect my credit score?

No. We only use the details you provide, there’s no credit check involved.

How often should I check my loan?

We recommend reviewing your rate every 6–12 months, especially after RBA cash rate changes.

What happens after the check?

You’ll get a to see the savings. If a better deal exists, you can choose to connect with a broker to help you refinance, no obligation.

Your Home Loan Health Check

An instant, automatic check against 6,500+ live rates. No broker call, no credit check, no pressure to switch. Find a better deal. Never pay the loyalty tax again.

Enter your loan details. Bheja does the rest.

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Step 1: Get your instant check

An automatic scan against 6,500+ live rates. No broker call, no credit check.
60 seconds

2. See where you stand

Find out if you're paying the loyalty tax, and how much a better deal could save you.
Instant result

3. Choose how you switch

Do it yourself with Bheja, or bring in a broker's help. Always your call.
When you're ready

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Frequently Asked Questions

It’s a quick review of your current mortgage to see if you’re still on a competitive rate based on today’s market.