Stop Searching. Start Asking.
Stop paying the "Loyalty Tax." Compare 7,700+ loans from 100+ lenders in seconds, powered by AI built by tech veterans and licensed mortgage brokers.
🔒 Secure login required for privacy
MFAA
member
CDR
accredited
AFCA
protected
One Platform. Your Complete Home Loan Journey.
From your first question to your best rate and ongoing monitoring. No scattered tools, no jumping between sites, no repeating yourself. Just one conversation that remembers everything.

Ask.
Type your question, whether it’s about your rate, lender, repayments, or refinance options. Bheja understands your loan and gives you clear, data-backed answers.
Check.
Enter your loan details, and Bheja compares it with the latest rates and products across lenders. Instantly see how your loan stacks up and where you could do better.


Apply.
Move from "better rate" to "done" on a single secure platform. No zip files, no messy email chains, and no sensitive data floating in the cloud. We handle the complexity; you just provide the consent.
Monitor.
Set it and forget it. Bheja acts as your 24/7 financial watchdog. If your lender raises rates or a competitor drops theirs, you’ll get an instant alert. We automatically kill the "Loyalty Tax".

Market Intelligence
Stay ahead of the market with the latest news, RBA updates, and expert financial insights.

RBA Cash Rate

RBA lifts cash rate to 3.85%. What does it mean for Australian home borrowers?
How high will the home loan interest rates go?

DTI Rules 2026: Why ADI vs Non-ADI lenders could save (or cost) you $100,000

Stop Bidding Until You Read This: The February 1 "Triple Squeeze"

The Ultimate Mortgage Checklist: Every Question to Ask Your Broker (2026 Edition)
Ready to Find Your Best Home Loans Rate?
Get AI-powered answers instantly or connect with a human expert. your choice.
Growing recognition across the Australian finance, tech, and property ecosystem.




