Pravin Mahajan

Pravin Mahajan

Financial Expert & Founder

Technology and financial industry experience

20+
Years of experience
100K+
Readers helped

Professional Summary

Pravin is a seasoned financial expert with 20+ years of experience in the Australian finance industry. As Founder of Bheja AI, he specializes in home loans, investment strategies, and financial planning, helping thousands of Australians make informed financial decisions.

Home loan expert

Home Loans & Mortgages

Expert analysis of mortgage products, interest rates, and lending criteria across major Australian banks. Helping borrowers find the best home loan deals.

Investment strategy

Investment Strategies

Portfolio diversification, property investment, and wealth building strategies tailored for Australian investors seeking long-term growth.

Financial planning

Financial Planning

Comprehensive financial planning including budgeting, insurance, superannuation, and retirement planning for Australians at every life stage.

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Articles by Author

RBA cuts rates by 0.25% in August 2025 – Here’s how much you’ll save on your mortgage

RBA cuts rates by 0.25% in August 2025 – Here’s how much you’ll save on your mortgage

What Is a buffer rate and Why it matters?

What Is a buffer rate and Why it matters?

Advertised Rate vs Comparison Rate:

Advertised Rate vs Comparison Rate:

Should I pay an annual Package Fee for benefits, or Opt for a No-Fee loan?

Should I pay an annual Package Fee for benefits, or Opt for a No-Fee loan?

Home loans for self employed people Australia 2025: Complete Guide

Home loans for self employed people Australia 2025: Complete Guide

Key factors determining your borrowing capacity for home loan

Key factors determining your borrowing capacity for home loan

What ownership structure is best for me?

What ownership structure is best for me?

Should I sell my home before buying my next?

Should I sell my home before buying my next?

What type of property suits a first home buyer best? House vs. Apartment vs. Townhouse

What type of property suits a first home buyer best? House vs. Apartment vs. Townhouse

Mortgage Broker vs Bank: A detailed analysis for Australian home buyers and refinancers

Mortgage Broker vs Bank: A detailed analysis for Australian home buyers and refinancers

Weekly vs Fortnightly vs Monthly Repayments: Which saves more for Australian mortgage holders in 2025?

Weekly vs Fortnightly vs Monthly Repayments: Which saves more for Australian mortgage holders in 2025?

Case Study: To buy a new property or continue renting in St Leonards, NSW

Case Study: To buy a new property or continue renting in St Leonards, NSW

What is lenders mortgage insurance (LMI) and How can you avoid It in Australia?

What is lenders mortgage insurance (LMI) and How can you avoid It in Australia?

What is Loan-to-Value Ratio (LVR) and Why it matters for home loans in Australia?

What is Loan-to-Value Ratio (LVR) and Why it matters for home loans in Australia?

Every question to ask before refinancing your mortgage (2025 Edition)

Every question to ask before refinancing your mortgage (2025 Edition)

Home Loan Pre-Approval in Australia: A step-by-step guide for buyers and refinancers

Home Loan Pre-Approval in Australia: A step-by-step guide for buyers and refinancers

Credit Score impact on home loan eligibility and interest rates in Australia: A practical guide for first home buyers and refinancers

Credit Score impact on home loan eligibility and interest rates in Australia: A practical guide for first home buyers and refinancers

Fixed vs Variable Home Loan Rates: An in-depth comparison for Australian borrowers

Fixed vs Variable Home Loan Rates: An in-depth comparison for Australian borrowers

P&I vs IO Loans: What You Need in 2025

P&I vs IO Loans: What You Need in 2025