Pravin Mahajan

Pravin Mahajan

Financial Expert & Founder

Technology and financial industry experience

25+
Years of experience
100K+
Readers helped

Professional Summary

Pravin is a seasoned financial expert with 20+ years of experience in the Australian finance industry. As Founder of Bheja AI, he specializes in home loans, investment strategies, and financial planning, helping thousands of Australians make informed financial decisions.

Home loan expert

Home Loans & Mortgages

Expert analysis of mortgage products, interest rates, and lending criteria across major Australian banks. Helping borrowers find the best home loan deals.

Investment strategy

Investment Strategies

Portfolio diversification, property investment, and wealth building strategies tailored for Australian investors seeking long-term growth.

Financial planning

Financial Planning

Comprehensive financial planning including budgeting, insurance, superannuation, and retirement planning for Australians at every life stage.

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Articles by Author

Family Guarantee Home Loan Explained Simply - Your Guide to Getting Started

Family Guarantee Home Loan Explained Simply - Your Guide to Getting Started

Can I Use Super for First Home Buyer Deposit? - A friendly guide to saving smartly

Can I Use Super for First Home Buyer Deposit? - A friendly guide to saving smartly

How to buy a house with a 5% deposit in Australia: your easy guide

How to buy a house with a 5% deposit in Australia: your easy guide

How to Avoid Lender's Mortgage Insurance - Smart Strategies for You

How to Avoid Lender's Mortgage Insurance - Smart Strategies for You

Best Bank for Home Loan in Australia: 2025 Guide

Best Bank for Home Loan in Australia: 2025 Guide

Why we built the Home Loan Health Check Tool?

Why we built the Home Loan Health Check Tool?

From raw data to consumer clarity: unlocking product reference data for real-world innovation

From raw data to consumer clarity: unlocking product reference data for real-world innovation

When to Seek Expert Advice: Your Broker, Accountant & Solicitor Post-Settlement

When to Seek Expert Advice: Your Broker, Accountant & Solicitor Post-Settlement

Protecting Your Investment – Building and Contents Insurance Explained

Protecting Your Investment – Building and Contents Insurance Explained

How to Pay Off Your Home Loan Faster: Strategies for Australian Homeowners

How to Pay Off Your Home Loan Faster: Strategies for Australian Homeowners

When to use a buyer's agent for your property search

When to use a buyer's agent for your property search

Self-Managing vs Professional property management

Self-Managing vs Professional property management

Should I fix a portion of my loan now that rates are low/stable?

Should I fix a portion of my loan now that rates are low/stable?

Home loan pre-approval in Australia (2025 Guide)

Home loan pre-approval in Australia (2025 Guide)

Renovate or Rebuild? The Smart Aussie Homeowner’s Guide

Renovate or Rebuild? The Smart Aussie Homeowner’s Guide

Downsizing in Australia: A guide to financial freedom and lifestyle change

Downsizing in Australia: A guide to financial freedom and lifestyle change

Should I use my equity to purchase another investment property?

Should I use my equity to purchase another investment property?

What are the capital gains tax (CGT) implications if I retain my old home?

What are the capital gains tax (CGT) implications if I retain my old home?

Can I refinance if my property value has dropped?

Can I refinance if my property value has dropped?

Should I compromise on my "dream" home to get into the market sooner?

Should I compromise on my "dream" home to get into the market sooner?